M&S Travel Money Features & Benefits

Marks and Spencer Travel Money is one of the most popular supermarket chains in the UK to offer you the best exchange rates possible on your travel money.

However, you may be surprised to know that they also offer a whole wealth of other facilities and features.

From travel insurance to personal loans to excellent exchange rates with their travel money service, Marks and Spencer have got you covered for a whole manner of things.

This guide will show you some of the very best features and benefits that M&S travel money offers, as well as how to buy your currency from Marks and Spencer.

Features and benefits

Marks and Spencer are a leading provider of some of the best travel money exchange rates on the market. They also offer a vast range of features and benefits for you to enjoy when you purchase your travel money through them.

Exclusive benefits to cardholders

If you’re an M&S Bank cardholder then you can enjoy the best currency rates when you purchase your travel money with your M&S Bank card.

Excellent and competitive exchange rates

Even if you don’t have an M&S Bank card, you can still expect to receive the best rates when you exchange your travel money with Marks and Spencer.

Over 120 bureaux

Yet another great feature and benefit of Marks and Spencer travel money is that they have over 120 travel money bureaux located across the country.

Vast range of currencies

M&S Travel Money offers Euro’s, US Dollars and has over 40 different currencies to choose from including the Thai baht and Brazilian real.

You can purchase travel money by using the reserve and collect service and simply pick up your money from any one of the bureaux.

Marks and Spencer currency buy back

One excellent service that M&S travel money offers is that they’ll buy back your leftover travel money that you didn’t spend while you were away.

M&S will buy back your travel money at their specific buy-back rate on the day that you return it to a store.


Instead of selling your travel money back to Marks and Spencer, you can also use their charity service called Change4Change whereby you can donate your unused foreign currency. Since 2007, Marks and Spencer have raised over £350,000 for charity with their Change4Change campaign!

The money raised goes to Breast Cancer Now, so you’ll be getting rid of your unused change while making a difference to people’s lives!

How to buy

Marks and Spencer offers two different ways to buy travel money; you can either reserve and collect your money or choose home delivery.

Home delivery

The home delivery option to receive your Marks and Spencer travel money is incredibly convenient and efficient, however you can only benefit from this option if you have an M&S Credit Card, Changecard or Budgetcard.

Home delivery is free for orders over £500 and will cost just £5 for any orders totalling less than £500. If you’re going for a week long holiday, then chances are you’ll be exchanging more than £500 anyway so you won’t have to pay for the home delivery cost.

With home delivery on Marks and Spencer, you can expect:

  • Free delivery on orders over £500
  • Better rates for M&S Bank cardholders
  • Delivery by Royal Mail
  • Order before 1pm for next day delivery

Eligibility criteria

  • Live in the UK
  • Are the main cardholder
  • 18 years or older

Reserve and collect

While home delivery may seem like the most convenient way to obtain your travel money from M&S, reserve and collect is actually accessible for everyone; not just M&S cardholders. You also only need to meet one criteria item which is that you must live in the UK.

With reserve and collect from Marks and Spencer, you can expect:

  • Free delivery to your nearest M&S bureau
  • Pay on collection
  • Excellent rates for M&S Bank cardholders
  • Assurance that currency will be available and in stock

What you’ll need to provide when collecting your travel money:

  • The collection date
  • Which bureau you’d like to collect your currency from
  • Contact details such as your name, telephone number and email address
  • Valid photo ID such as passport, photocard driving licence or provisional driving license

It’s not hard to see why Marks and Spencer is an incredibly popular choice when it comes to travel money. With excellent, competitive exchange rates, great benefits for M&S Bank cardholders plus a range of delivery and collection methods, Marks and Spencer really do stand out from the crowd.

Popular currencies from Marks and Spencer travel money

With M&S, you can enjoy a vast range of common and unique currencies, all available to buy online or through reserve and collect at one of their many travel money bureaux.


With the quick and efficient service from M&S travel money, you can rest-assured that you’ll have your Euros sorted before you fly. Whether you choose to use their reserve and collect system, or you opt for home delivery, Marks and Spencer will endeavour to get your travel money to you well in time for your trip.

Why buy Euros from Marks and Spencer?

When you buy your Euros from Marks and Spencer, you can expect to enjoy a number of excellent benefits that will ensure you get the best value for your money.

  • Excellent customer exchange rates for those who are M&S Bank cardholders
  • Open 7 days a week
  • Reserve online or over the phone and collect in store
  • Currency buy back and Change4Change system
  • Competitive exchange rates
  • Home delivery for M&S Credit Card, Changecard or Budgetcard holders

Euro notes come in the form of €5, €10, €20, €50 and €100.

How to order your Euros

Marks and Spencer know that it’s not convenient for everyone to just pop into store on their lunchbreak and pick up some foreign currency, so they conveniently offer various means of ordering and obtaining your travel money.

Home delivery

You can buy your Euros online if you’re an M&S Credit Card, Changecard or Budgetcard holder and get them delivered straight to your home.

Via phone

All M&S Bank cardholders can also order between £100 and £2,500 worth of Euros via the phone. Phone lines are also open 24 hours a day, so even if you wake up in the middle of the night panicking about your travel money, you can still make an order!

In store

There are over 120 Marks and Spencer travel money Bureaux de Change across the country, so you’ll never be stuck when it comes to purchasing your money in store.

Many stores are even open 7 days a week, so it’s never been easier to pick up your travel money from Marks and Spencer!


The M&S reserve and collect service allows you to reserve your Euros online and then collect them from your nearest travel money bureau.

Exchange for the Euro

Like any travel money provider, the exchange rates vary on a daily basis so there is never just one set rate you can expect from Marks and Spencer.

You can use the M&S website to search for their most up to date Euro exchange rate or you may wish to use their Euro converter feature to see how many Euros you can get for your money.

While you’ll get a better exchange rate for the Euro if you’re an M&S Bank cardholder, you can still expect to get your Euros for a standard exchange rate at one of the many M&S Bureaux de Change.

Conclusion – Marks and Spencer travel money

Marks and Spencer are an excellent place to purchase your travel money from, whether it’s Euros, US Dollars or Turkish Lira; you’re sure to find some of the best exchange rate available!

M&S Travel Money compete with the likes of Tesco, Debenhams Travel Money and the Post Office Travel Money to offer customers competitive rates on online exchange rates.