When you are looking for insurance products from a brand name you can trust and which offer a wealth of extras and discounts, M&S insurance ticks many boxes. At Best Money Saver, we bring you insurance products from some of the UK’s top names, helping you to not only get a great deal, but a policy that is tailored to suit your individual requirements. Whether you are looking to protect your pet, cover your next holiday or arrange home insurance, Marks and Spencer insurance offers a range of products designed to suit your needs.
M&S is often regarded as a brand that goes hand in hand with outstanding quality. When you choose an M&S product, you can be assured that it has been selected and created with customer satisfaction in mind. Their insurance products are no exception, and while you may pay a little more for one of their policies compared to other names on the high street, you will certainly get your money’s worth.
M&S recognises that their customers want choice and that if they are happy with one product they will likely choose another from the same range. Their range of products currently includes:
- M&S Car Insurance
- M&S Home Insurance
- M&S Travel Insurance
- M&S Pet Insurance
Buy a policy today and you can take advantage of discounts up to 20% if you purchase online. That could be quite a significant saving on your monthly premiums and is quite a generous discount compared to other insurance providers.
Whether you are looking for home contents insurance, buildings insurance or both, M&S home insurance offers a range of benefits that provide peace of mind for the homeowner. If you’re looking for the cheapest home insurance, you might want to look elsewhere as M&S insurance policies are a little more expensive than some, as we have already mentioned. However, they come with a host of benefits and perks that you may not find with other insurance policies on the market today.
Benefits at a glance:
- Save 20% when you buy online
- Pay premiums monthly
- Cover for long periods away from home (up to 90 days)
- Cover for the plants in your garden
- Replacements for lost keys
- Boiler replacement contribution
You can choose between a standard or premier plan depending on your individual requirements and arrange these online in a few minutes. You’ll find a few major differences between the two policies. For example, the premier policy provides cover for all loss and damage unless excluded in the Policy Booklet. The standard plan, on the other hand, only protects you against certain risks that are listed in your Policy Booklet. Premier also covers storm damage to gates and fences and accidental damage. So, if you accidentally hit a water pipe while doing a spot of DIY or spill a glass of Merlot on your cream carpet, you’ll be covered! You can also add accidental damage cover to a standard plan if you wish.
M&S Bank provides a range of car insurance options and is one of the best providers on the market today. They may not offer the cheapest car insurance you can buy, but they do offer value for money and great incentives across their range. For example, if you need any repairs carried out to your vehicle following an accident these repairs will be covered by a 3-year guarantee, even on their standard plan. Take out the premium plan and you can enjoy breakdown cover throughout Europe and a courtesy car should your vehicle be taken in for repairs. Also, if you are an M&S Bank customer, you get additional benefits such as a 15% discount on any new policy or policy renewal.
Benefits at a glance:
- 15% discount for M&S Bank customers
- Generous features, even on the standard plan
- 3-year guarantee on repairs carried out by approved repairers
- Claims are handled by a UK-based claims advisor
- Windscreen cover
- 24/7 claims hotline
- Replacement child seat after an accident
- £200 personal belongings cover
One of the best things about M&S insurance is that you can tailor your policy to suit your exact needs. If you take out the standard plan, for example, you can choose to add the following optional extras:
- Motor legal protection
- Guaranteed replacement car
- Breakdown cover
Whether you are just starting out on the road, or you want to switch insurance providers, M&S car insurance is well worth a look. To take advantage of the 15% discount, it may be worth opening an M&S Bank current account or applying for a credit card.
Thinking of getting away from it all? Whether you are skipping off for a weekend break in Paris or planning a round-the-world adventure, don’t leave home without travel insurance. M&S travel insurance is one of the best policies on the market, offering a number of extras that you might not find with other providers. For example, you’ll get cover for major incidents such as a hurricane and cover if your travel provider suddenly goes bankrupt, either before or during your trip. As with any M&S insurance product, you’ll get great value for money and options to tailor your travel insurance to your individual needs.
10% discount on new policies when you buy travel insurance online (excludes renewals)
Cover for major incidents such as terrorism or extreme weather
Travel disruption cover included
Bankruptcy of transport or accommodation provider cover
Benefits at a glance:
- 10% discount when you buy your travel insurance online
- Cover for major incidents, including extreme weather and terrorism
- Cover for travel disruption
- Medical expenses up to £10 million
- Cover should your transport or accommodation provider go bankrupt
You can also add optional extras to your travel insurance policy, such as baggage cover and cover for winter sports activities. There is a choice of two policies; single trip and multi-trip. If you are considering travelling more than once during the year, a multi-trip policy will cover you for the entire year and could save you money compared to arranging insurance for individual trips.
It’s no secret that the UK is a nation of pet lovers. In fact, according to the latest research, 49% of us owns a bet. Whether you own a cat, the health and wellbeing of your pet is no doubt a big concern. That’s where M&S pet insurance can prove to be invaluable. By taking out Marks and Spencer insurance, you can get cover for your pet and peace of mind that veterinary bills are taken care of.
- Receive a free pet hamper when you buy a new pet insurance policy (offer valid until 24th April 2019)
- Save 15% on new policies when you purchase online
- Pay by monthly instalments
- Protect your cat or dog from 8 weeks old
Those are some great incentives to take out M&S insurance for your pet, but if you want some more, you can also get a 5% discount for adding another pet to your policy. You can also get free veterinary advice 24 hours a day thanks to the vetfone™ freephone helpline. The service is manned by qualified veterinary nurses who can give you guidance on any pet you are responsible for. Hopefully, it will be a long time before you ever need to use it, but M&S also offers free bereavement support if and when you need it.
As you can see, M&S offers a fantastic range of insurance products and some great incentives and offers too. At Best Money Saver, we take great care to feature the products that offer great quality as well as value for money. While M&S insurance may not be the cheapest insurance on the market today, they offer a number of features and flexible options that allow you to purchase the exact level of cover you want and tailor your policy to suit your individual needs.
M&S is a name you can trust, and if you are an M&S Bank customer or you purchase your policy online, you can take advantage of a good discount rate. We update our site often with the latest offers, so if you choose one M&S insurance product, it is always worth coming back to us when another policy expires to see if you can save money or get better cover from an M&S product.