There are a number of different options for you to actually purchase your insurance policy:
– Price Comparison Websites. At least 80% of people use a price comparison site to buy their home insurance. These are useful in allowing you to quickly compare quotes from many different companies, and also see reviews from existing customers. Not all insurers appear on every price comparison site, so it’s important to check more than one.
– Other insurers. Some insurers don’t allow their policies to appear on price comparison sites (eg. Direct Line, Aviva, and Zurich) so check directly with these companies as well to make sure you get the best deal.
– Brokers. Especially useful if you need something special – such as you are looking for insurance for a listed building – brokers will do all the hard work for you and find you a policy that meets your specific needs. Many will even represent you in the event of a claim.
– Mortgage Providers. When you take out a mortgage, you will more than likely be offered buildings and contents insurance as part of the package. Don’t accept this right away though, make sure you shop around to see if you can get a better deal elsewhere.
– Other providers. Banks, credit card companies, supermarkets, and even the Post Office offer home insurance policies. Many of these appear on price comparison sights, but it’s well worth keeping your eyes open for deals.