Home Insurance quotes with free gifts - Best Money Saver

26th November 2018by Joanna White

Home insurance is an incredibly important thing to invest in when you’re a new homeowner. There are so many different options, comparison sites and amazing deals available to you; it can often get quite overwhelming when making your decision.

No matter which provider you choose, your home insurance policy is still likely to be remarkably expensive. Therefore, it’s a good idea to try and save as much money as possible as and when you can.

Thankfully, there are a number of home insurance providers who can help you to obtain an excellent home insurance policy and save money and/or receive free gifts in return.

Home insurance provider Contents cover Buildings cover Free gift/promotion
Direct Line £50,000 – unlimited Unlimited Gift cards up to £180 from Amazon, B&Q and M&S, save 35% online
Halifax Unlimited Unlimited £50 cashback, 10% online discount
Aviva Unlimited Up to £2 million 20% off online
Churchill £100,000 Unlimited £40 Amazon gift card
Intelligence Insurance Unlimited Unlimited £45 Amazon gift card

Below you can find our recommendations for the best home insurance quotes who will also give you a free gift! Now you can protect your home and your family and save money while doing it!

Direct Line

Direct Line are one of the leading specialists when it comes to home insurance; simply because they know exactly what their customers want.

With their unlimited buildings cover, cover for up to £10,000 per valuable item in your home, as well as incredible discounts and free gift cards, Direct Line certainly is one of the top contenders for your home insurance policy.

Buy online and save 35%

When you buy your home insurance policy online from Direct Line, you can save an impressive 35%!

You can also enjoy various gift card rewards when you buy home insurance through Direct Line, including the likes of Amazon, B&Q and M&S.

Excellent cover available

As well as incredible discounts and free gifts, Direct Line also offer some of the best buildings and contents policies on the market.

With unlimited buildings cover and a minimum of £50,000 contents insurance cover with their most basic policy, Direct Line can ensure that your home is fully protected.


Halifax are one of the nation’s leading banks, but they also offer incredible home insurance policies with a plethora of offers and discounts.

They offer both individual buildings and contents insurance policies, as well as the option to purchase a combined policy.

£50 cashback and online discount

Halifax are no strangers when it comes to rewarding their Online Banking customers, so when you obtain a home insurance quote from Halifax, you’ll receive a 10% discount on it!

Furthermore, when you take out a combined buildings and contents insurance policy with Halifax, you’ll also be rewarded with £50 cashback!

24 hours a day helpline

Purchasing a new home insurance policy can be a little scary and overwhelming, and you’re bound to have plenty of questions that need answering.

Thankfully, Halifax have a team of dedicated experts on hand to help you with any questions or queries you may have.


With Aviva home insurance, you know that you’re getting the best value for your money.

With a range of policies available, excellent team members on hand whenever you need and a Defaqto 5 star rating on their policies, it’s not hard to see why Aviva are one of the industry’s leading experts.

Excellent benefits

Aviva home insurance are always on hand to help you with your insurance queries, but they can also assist you in a plethora of other ways too.

Their claims team are available 24/7, they can provide alternative accommodation if your home is damaged and unusable and they also have a team of experts who’ll be with you in two hours to secure your home if you’ve had a break in.

Save 20% when you buy online

While Aviva may not have gift cards and extensive offers available, they can offer you 20% off when you buy your home insurance policy online.

Considering that home insurance isn’t a cheap thing to buy, their 20% discount can really help you to save money on your policy!


Churchill are of the best providers in a vast range of products including home insurance, car insurance and pet insurance, plus so many more!

Their home insurance is some of the best in the business and when you can save even more money and obtain fantastic offers when you buy your new policy, then it makes the whole process much more enjoyable!

£40 Amazon gift card

One of Churchill’s most attractive selling points is that they can offer you a £40 Amazon gift card when you take out your home insurance policy!

New customers who are looking to take out a new home insurance policy with Churchill can also enjoy the benefit of using a whopping £40 Amazon gift card to spend on your new home!

Legal advice helpline

Similarly to Aviva home insurance, Churchill also know that it can be an overwhelming process when it comes to taking out a new home insurance policy.

Their 24/7 legal advice helpline is on hand to answer all of your legal questions and queries, so you can rest-assured that your home insurance policy is in the right hands!

Intelligent Insurance

Intelligent Insurance may not be perceived to be quite as popular as the likes of Direct Line or Churchill, but their home insurance policies are some of the best in the business.

Their excellent customer sales and advice team can ensure that any questions you have are answered and that your mind is put at ease when it comes to your home insurance policy.

Defaqto 5 star rated

You’ll be delighted to know that Intelligent Insurance’s home insurance policies are Defaqto 5 star rated.

This means that you can rest-assured that their team of experts will ensure your home insurance policy is fit for purpose.

£45 Amazon gift card

As well as impeccable rates and deals on their home insurance policies, Intelligent Insurance also offer you a £45 Amazon gift card when you buy your home insurance online or over the phone.

Intelligent Insurance can save you money on your home insurance policy, while rewarding you with an Amazon gift card for your business with them too!

Things to look out for with home insurance quotes with free gifts

While a home insurance policy that offers free gifts may seem like the best option for you, it’s important to keep an eye out for a few things too.

You don’t want to be caught unawares if your policy claims that it offers one thing, when in fact the opposite is true. Here are some of the things to watch out for when it comes to buying home insurance that comes with free gifts.

  • Double check that you’re actually saving money – the home insurance provider may offer excellent rewards with regards to the likes of gift cards, but they may not actually be the cheapest option to go for
  • Check that you meet the eligibility criteria for qualifying for a gift card or discount
  • Always compare as many home insurance providers as possible to ensure you get the best quote possible
  • Don’t just settle for the quote that you think is the best – always shop around first!

Conclusion – home insurance quotes with free gifts

Home insurance certainly isn’t a cheap thing to buy; you could end up spending so much money on your policy, but it’s an imperative attribute to have in order to protect your home and its contents.

There are a number of ways that you can save money on your home insurance policies; one of the best ways is to look out for home insurance quotes with free gifts. You can often get cashback or gift card rewards which makes your home insurance policy even more worth it!