Travel insurance covers a whole manner of things, including (but not limited to) medical expenses, cancelled trips, delayed departures and loss and theft of belongings.
Of course, the exact things that you’re covered for will depend on your travel insurance policy and the level of cover that your insurance provider offers.
Below you’ll find a comprehensive list of exactly what travel insurance covers.
In the simplest terms, travel insurance is a type of insurance that will cover you in the event of accidents, incidents, costs and losses when travelling.
There are a vast variety of different types of travel insurance, all of which will cover you for different periods of time, as well as for different occurrences.
Wherever you’re travelling to, whether it be a short break in Europe, or somewhere further afield, you can obtain a travel insurance policy that suits your needs.
Travel insurance is something that’s an incredibly important investment to make when you’re travelling; whether you’re going to a country in Europe, or you’re travelling to the other side of the world, you want to make sure that you’re fully covered.
However, while travel insurance may be important and will cover you in the event of medical emergencies and cancellations, it can also be quite expensive, depending on the type of cover you require.
According to research, only 35% of single travel insurance policies and 40% of annual policies cover cruises.
This means, unless you have one of these specific policies that includes cruise cover as part of your policy, then you will likely need to purchase an add-on or a separate policy altogether. Depending on which option you go for, you’ll need to make sure you compare plenty of quotes in order to get the best deal for you.
If you’re over 50 and currently suffer from a medical condition, then you need to look out for travel insurance that will ensure you’re fully covered before your trip.
It’s important to make sure you’ve got fully comprehensive travel insurance, regardless of your age or medical status, but when you do suffer from a medical condition then it’s imperative to make sure your travel insurance provider is aware.
Take a look at the table below which includes a list of the best travel insurance providers for over 50s with medical conditions.