Car Insurance - Guides & Reviews on getting the right car insurance quote

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24th January 2019

by Best Money Saver

Car insurance is a cost that seems to be so overwhelmingly expensive, but it’s also something that’s imperative to have in order to keep you protected in the event of an accident whereby you need to make a claim. The cost of car insurance is so expensive for a few reasons, but mainly because the cost of claims is high; meaning that car insurance companies need to ensure they can pay out for any claims made.

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24th January 2019

by Best Money Saver

Car insurance is an unavoidable cost when it comes to driving a car. While it might not be cheap, it is still incredibly important to have if you want to make sure you’re protected against any costs incurred when you experience an accident or incident on the road. Car insurance excess is one of the factors contributing to the amount that you pay for your monthly or annual premiums. It can either be laid out as compulsory excess by your insurance provider or can be negotiated between yourself and your insurer.

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24th January 2019

by Best Money Saver

It includes cover for third-party only and third-party, fire and theft but it also includes cover for any damage to your own car as well. If you experience an accident that was your fault for example, then you should still be able to make a claim on your insurance (something that you can’t do with other types of car insurance).

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24th January 2019

by Best Money Saver

In the UK, cars are divided into different insurance groups from 1 to 50; with group 1 being the cheapest to insure and group 50 being the most expensive. There are several factors that influence which insurance group a car belongs to, including the value of the car when it’s first purchased, the car’s performance, repair costs and times as well as the car’s security, amongst others.