Do I need travel insurance for Dublin?

15th January 2019by Joanna White

Travel insurance in different countries obviously varies enormously when it comes to exactly what you’ll be covered and the type of treatment that you can expect to receive.

The capital of Ireland, however, adopts a very similar policy to the UK when it comes to healthcare and travel insurance. It is still a good idea to check whether you need travel insurance for Dublin however, and this guide can help answer any questions you may have about travel insurance in Dublin.

What you need to know – do I need travel insurance for Dublin?

As Ireland (Dublin) is so close to the UK, both in the geographical sense and the way that it runs its healthcare system, it can be argued that you don’t need travel insurance when travelling to Dublin.

However, it’s important to remember that you are still actually travelling abroad to another country; therefore, if you experience an accident or a medical emergency then you will likely need to use the medical facilities in Dublin.

The essentials are covered

One thing to remember when planning a visit to Dublin is that if you experience an accident or suffer from an illness while you’re there, then you will be guaranteed to receive medical attention.

Depending on the type of treatment you require from a medical professional due to falling ill for example, you’ll likely be greeted with different fees and charges.

However, if you have the correct level of travel insurance before travelling to Dublin, then these fees will be covered as part of your policy. This also applies if you have lost or forgotten to bring your medication with you and need to obtain a new prescription; you’ll likely have to pay for it but if you have the right level of travel insurance cover, you should be able to claim it back.

It’s also important to remember that you won’t be covered for private healthcare costs under your travel insurance in Dublin; only state-funded healthcare providers will be able to treat you if you wish to claim back on your travel insurance.

European Health Insurance Card – Dublin

The European Health Insurance Card is an essential thing to have for UK residents who travel to Europe often. However, when visiting the likes of Dublin, you should be aware that you may not actually need to present your card to the healthcare professionals; as long as you can prove that you’re a UK resident by showing your driving license or passport.

Your EHIC will allow you to access the healthcare services in Dublin but you may not actually have to present it in order to obtain your required medical attention and treatment.

What will you need to be covered for in Dublin?

Travel insurance is an essential thing to have when travelling to avoid facing extremely hefty medical bills and costs for the likes of cancellations and delays.

When it comes to travelling to Dublin, Ireland, you can also expect to need to be covered for a range of different matters so that you don’t have to pay extortionate costs if something goes wrong on your trip.

Here’s what your travel insurance policy should cover you for in Dublin:

  • Cancellation costs of your trip – full cover for the price of your trip if you need to cancel your trip due to unexpected circumstances
  • Lost, misplaced or theft of luggage – cover for missing or lost luggage that will need replacing
  • Medical costs and expenses – full cover for treatments costs and medical emergencies
  • Delayed departures – if you’re stranded at the airport for a certain amount of time, you can claim on your insurance for the inconvenience
  • Cutting your trip short – cover if you need to cut your trip to Dublin short due to personal emergencies or serious reasons back at home
  • Cover for expensive valuables – not always included but it’s good to have as part of your policy

Conclusion – do I need travel insurance for Dublin?

In the simplest terms, you don’t necessarily need travel insurance for Dublin. However, you may be faced with extortionate medical bills and travel costs if you experience a medical emergency or are required to cancel your trip short due to unforeseen circumstances.

You will be covered for medical costs and treatments when travelling to Dublin through your European Health Insurance Card, but this won’t cover you for anything other than medical costs.

Travel insurance is an important purchase to make when travelling to Dublin if you want to ensure that you’re covered for many other factors that could occur.

Travel insurance in different countries obviously varies enormously when it comes to exactly what you’ll be covered and the type of treatment that you can expect to receive.

The capital of Ireland, however, adopts a very similar policy to the UK when it comes to healthcare and travel insurance. It is still a good idea to check whether you need travel insurance for Dublin however, and this guide can help answer any questions you may have about travel insurance in Dublin.

What you need to know – do I need travel insurance for Dublin?

As Ireland (Dublin) is so close to the UK, both in the geographical sense and the way that it runs its healthcare system, it can be argued that you don’t need travel insurance when travelling to Dublin.

However, it’s important to remember that you are still actually travelling abroad to another country; therefore, if you experience an accident or a medical emergency then you will likely need to use the medical facilities in Dublin.

The essentials are covered

One thing to remember when planning a visit to Dublin is that if you experience an accident or suffer from an illness while you’re there, then you will be guaranteed to receive medical attention.

Depending on the type of treatment you require from a medical professional due to falling ill for example, you’ll likely be greeted with different fees and charges.

However, if you have the correct level of travel insurance before travelling to Dublin, then these fees will be covered as part of your policy. This also applies if you have lost or forgotten to bring your medication with you and need to obtain a new prescription; you’ll likely have to pay for it but if you have the right level of travel insurance cover, you should be able to claim it back.

It’s also important to remember that you won’t be covered for private healthcare costs under your travel insurance in Dublin; only state-funded healthcare providers will be able to treat you if you wish to claim back on your travel insurance.

European Health Insurance Card – Dublin

The European Health Insurance Card is an essential thing to have for UK residents who travel to Europe often. However, when visiting the likes of Dublin, you should be aware that you may not actually need to present your card to the healthcare professionals; as long as you can prove that you’re a UK resident by showing your driving license or passport.

Your EHIC will allow you to access the healthcare services in Dublin but you may not actually have to present it in order to obtain your required medical attention and treatment.

What will you need to be covered for in Dublin?

Travel insurance is an essential thing to have when travelling to avoid facing extremely hefty medical bills and costs for the likes of cancellations and delays.

When it comes to travelling to Dublin, Ireland, you can also expect to need to be covered for a range of different matters so that you don’t have to pay extortionate costs if something goes wrong on your trip.

Here’s what your travel insurance policy should cover you for in Dublin:

  • Cancellation costs of your trip – full cover for the price of your trip if you need to cancel your trip due to unexpected circumstances
  • Lost, misplaced or theft of luggage – cover for missing or lost luggage that will need replacing
  • Medical costs and expenses – full cover for treatments costs and medical emergencies
  • Delayed departures – if you’re stranded at the airport for a certain amount of time, you can claim on your insurance for the inconvenience
  • Cutting your trip short – cover if you need to cut your trip to Dublin short due to personal emergencies or serious reasons back at home
  • Cover for expensive valuables – not always included but it’s good to have as part of your policy

Conclusion – do I need travel insurance for Dublin?

In the simplest terms, you don’t necessarily need travel insurance for Dublin. However, you may be faced with extortionate medical bills and travel costs if you experience a medical emergency or are required to cancel your trip short due to unforeseen circumstances.

You will be covered for medical costs and treatments when travelling to Dublin through your European Health Insurance Card, but this won’t cover you for anything other than medical costs.

Travel insurance is an important purchase to make when travelling to Dublin if you want to ensure that you’re covered for many other factors that could occur.

Consider both Debenhams Travel Insurance & M&S Travel Insurance who will offer single and multi-trip travel cover for a trip to Dublin.