It’s imperative to ensure that you have fully comprehensive travel insurance, regardless of your age, but it can be considered to be particularly important for those aged over 70.
All Clear Travel Insurance are an industry specialist when it comes to providing people with travel insurance, and their over 70s policies are some of the best.
This detailed guide to All Clear Travel Insurance for over 70s will provide you with all the information you need for buying your travel insurance. From the benefits of their policies, to the things you need to look out for when buying travel insurance, we’ve got you covered!
Travel insurance is obviously an incredibly important thing to have when going on holiday. Whether you’re going for a weekend break in Italy, or a two week cruise around the Mediterranean, you must ensure that you’re fully covered for every eventuality.
Thankfully, All Clear Travel Insurance have plenty of benefits to enjoy when you book your travel insurance policy through them:
- Cancellation cover of up to £5,000
- All medical conditions are considered for cover
- Medical emergency expenses for up to £15 million
- Cover for personal belongings up to £5,000
- Medical inconvenience benefit for when you are in hospital as an in-patient for up to £1,000
- 24 hour medical emergency helpline available
For some travel insurance providers, they’re a little wary of offering cover for pre-existing medical conditions.
While all medical conditions will be considered by All Clear, you still must ensure that you declare any pre-existing conditions that you may have when you go to buy an over 70s travel insurance policy from All Clear.
Here are just some of the pre-existing medical conditions that you must declare to All Clear:
- Heart conditions
- Neurological conditions such as stroke or epilepsy
- Respiratory conditions
- Renal, kidney or liver conditions
- Blood circulatory issues
- Psychological conditions or psychiatric conditions such as stress, depression or anxiety
You may have other medical conditions that haven’t been listed above by All Clear, so whatever it is that you have, make sure All Clear are fully aware of it when you purchase your travel insurance policy from them.
All Clear Travel Insurance is an excellent choice for over 70s; they’re efficient, can provide great choices of cover and they’re on-hand 24/7 to assist you with any issues you may have.
There are also a few other things that you should be aware of when it comes to travel insurance from All Clear.
Do you have to declare your medication?
While All Clear state that you have to declare the medical conditions that you have, you don’t actually have to state all the medication that you’re taking to begin with.
When you carry out All Clear’s medical screening questions, you will be asked questions about your medication, but you won’t necessarily have to state the exact names of what you’re currently taking.
How long can you travel for with All Clear Travel Insurance?
All Clear offer various types of travel insurance policies including single trip and annual multi-trip.
Their single trip policies allow you to travel for up to 92 days on one single trip if you’re over the age of 70.
All Clear’s annual multi-trip policies vary somewhat. They offer cover named as All Clear Gold and Gold Plus annual multi-trip cover, so depending on what policy you go for, the length of a trip on the annual cover will vary.
Similarly to many travel insurance providers, All Clear have the option for you to buy policy add-ons and optional extras. These policies will cost an additional fee to add them to your travel insurance policy but if you intend on taking part in extra activities that your current policy does not cover you for, then you will need to buy them as add-ons.
Winter Sports as an optional extra for example, has an age limit of 76, so you can purchase this as an additional add-on to your travel insurance policy.
Some of All Clear’s other optional extras include; golf, travelling companion, travel disruption, waiting list, cruise and extended stay.
All Clear Travel Insurance are a great option for over 70s to consider for their travel insurance policy.
From a range of different policies, excellent customer service and advice and extensive cover available, All Clear Travel Insurance are an ideal choice for people aged over 70.